Kathy Craig's Blog
If you are in hot pursuit of your dream home, it is important to do everything you can to gain a leg up on the competition. That way, you can acquire your ideal residence as quickly as possible.
Now, let's take a look at three tips to help you gain a competitive advantage over your homebuying rivals.
1. Keep Track of the Local Housing Market
The top houses sell immediately, and as such, you may need to act fast to find and purchase your dream residence. If you keep track of the local housing market, however, you will be better equipped than other buyers to instantly acquire a house that suits you perfectly.
Monitor the housing market in cities and towns where you want to reside. Then, if you find a house you may want to buy, don't hesitate to set up a showing. And if you like what you see, you should submit a competitive offer to purchase this residence.
2. Get Your Finances in Order
Entering the housing market with pre-approval for a mortgage usually is a good idea. Because if you know how much you can spend on a residence, you can tailor your house search accordingly.
To get pre-approved for a mortgage, you should meet with a variety of banks and credit unions. Find out what mortgage options are available, and learn how different types of home financing work. Next, you can select a mortgage that enables you to begin your house search with a budget in hand.
Of course, if you have any concerns or questions about home financing, you should address them right away. If you speak with mortgage specialists at a bank or credit union, you can get the insights you need to make an informed mortgage selection.
3. Employ a Real Estate Agent
A real estate agent is a difference-maker, particularly for a homebuyer who is shopping for a residence in a fierce housing market. Typically, a real estate agent will work with a buyer to craft an in-depth property buying strategy. A real estate agent and homebuyer then will work together to put this plan into action and streamline the property buying journey.
In addition, a real estate agent offers guidance at each stage of the homebuying cycle. He or she first will help you hone your home search to a select group of cities and towns. A real estate agent next will keep you informed about houses that become available that match your homebuying criteria. If you find a house you want to purchase, a real estate agent will help you submit an aggressive property buying proposal. And if your offer to buy a home is accepted, a real estate agent will make it simple for you to finalize your house purchase.
As you get ready to pursue your dream residence, you should devote plenty of time and resources to prepare. Thanks to the aforementioned tips, you can prep for the homebuying journey, gain a competitive advantage over rival buyers and accelerate your house search.
128 Yew St., Douglas, MA 01516
128 Yew St., Douglas, MA 01516
While you may not think of it that way, your brain can become addicted to personal electronics to such a degree that it impacts multiple areas of your life. Of course, the physical effects are substantial once you’re aware of them. But worse yet is the impact on your family.
What smartphones do to your brain
While it may not be the same as a narcotic addiction, heavy cell phone users often find themselves compelled to check their mail, group chats, and texts without regard for the people with whom they are sitting. Often, they’ll break a conversation or lose eye contact if they’ve been away from their phones for too long. This needless checking and rechecking their phones steams from the “fear of missing out” on something. Unfortunately for the people they’re with, it seems like “fear of missing out on something better.”
When it comes to family time, reading, watching movies, endlessly scrolling through Instagram or Facebook, and playing games often take the place of meaningful interaction. And it’s not just the kids. Increasingly, parents are busy on their phones too, so when everyone is home after a day apart at work or school, they’re still not home together … they’re all in their own little worlds on their own devices.
Breaking the addiction
As with any addiction, recognizing the problem is half the battle. The emotional triggers that cause you to reach for your phone are vast and varied, but mostly you’ve developed a routine or habit that needs to be broken.
Turn on your screen-time statistics to see how many hours per day you spend on your device and the breakdown. Do you mostly play games? Spending time on social media? Read books? Read or watch the news? How about texting? Sometimes phone use is productive. Like where you’re going through work emails so that you can go into the office later in the morning, or when you use apps like Dropbox to check the progress of a project. Of course, we use our phones for banking and bill paying too, so once you know your usage stats, you can start to formulate a plan.
- Create mental speed bumps. That is, force yourself to go through a process before you can randomly use your phone. Make your login harder. Change your lock screen to ask you questions about your intentions. Put your phone is a case that takes the effort to use it for anything other than a phone call.
- Practice reducing your screen time for a week. Check your stats each day and make it a game for the next day to be less time on the clock.
- Go through all the apps on your phone and remove any that you don’t use.
- Then, give it another look. Remove the ones that take up large blocks of time without any meaningful return. For some that would be social media and for others, games.
Keep only those apps that you absolutely need. For instance, if you’re planning to buy a home, keep the real estate apps on your phone until you find the one to buy. Then, remove that one too.